Care for your premature baby can be very expensive. Eventhough your baby’s healthy is a priority, you have to plan for and understand the fianancial aspect of your baby’s hospitalization.

Coverage by private medical insurance

You have to talk to your insurance provider and find out about coverage for NICU stay. Most insurance carriers  pay for the entire specialization but some do not pay for specific services such as care provided by certain specialist physicians. Find out as much as you can about what remaining cost you are responsible for.

Coverage by Medicaid

You should ask the NICU social worker or financial representative about costs that Medicaid doesnt cover. A social worker can help you find  out if  you should apply for additional insurance for your child through hospital Medicaid or Social Security insurance programs. This will prevent you from receiving costly medical bills.

NOTE

The Social Security Administration provides information  about and application for Supplemental Security Income . Your child may be eligible for SSI based on your child’s  medical history and financial resources. The telephone number to this agency is  (800) 772-1213 .